Save every week.
Collect your turn on time.
MERGE SUSU runs your group's susu for you. Pay weekly by MTN MoMo with your own reference — the system records it in seconds, texts your receipt, and shows everyone who has paid and who is next.
- Groups
- 1
- Members
- 1
- Paid out
- GH¢0
Susu calculator
Example groupOne member is paid every weeks until all have received. Then a new cycle starts.
Four steps. No notebooks.
Join a group
Register with your Ghana Card and next of kin. The group admin approves you and you get your member number by SMS.
Pay with your reference
Send your weekly amount by MoMo to the group number and type your 6-digit reference (e.g. 100014). Numbers only.
Get a receipt in seconds
The system reads the MoMo confirmation, puts the money on your week and texts your receipt.
Receive your turn
Payouts follow the published order. When it is your turn, the full amount goes to your MoMo.
Everybody sees the same board.
Trust is the heart of susu. On MERGE SUSU every member can see each week: who paid, who is late, who has received and who is next. Nothing is hidden and nothing can be quietly changed — every action is recorded in an audit log.
- Late payments flagged automatically, with reminders the day before
- Underpaid or overpaid? It is worked out for you
- Receipts and statements you can download as PDF
- Works like an app on your phone — install it from the browser
Groups open to join
See all →Run a susu group already?
Move it to MERGE SUSU. We set up the group, members keep paying MoMo as usual, and you stop chasing payments in a notebook.
Talk to us